FINANCE PERFORMANCES
Income Statement |
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(all amounts in KM) |
2009. |
2008. |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
Interest income |
18,918,000 | 17,521,000 | 10,178,000 | 6,713,000 | 4,270,620 | 4,011,968 | 3,068,657 |
2,125,899 |
1,393,200 |
1,081,653 |
615,563 |
250,684 |
Interest expense |
4,574,000 | 3,534,000 | 1,589,000 | 737,000 | 316,890 | 230,524 | 201,292 |
123,103 |
12,162 |
- |
- |
- |
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Operating income |
14,344,000 | 13,987,000 | 8,589,000 | 5,976,000 | 3,953,730 | 3,781,444 | 2,867,365 |
2,002,796 |
1,381,038 |
1,081,653 |
615,563 |
250,684 |
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Operating expenses |
9,633,000 | 7,402,000 | 5,219,000 | 3,570,000 | 2,487,666 | 2,156,782 | 1,906,866 |
1,642,059 |
1,046,942 |
963,644 |
768,516 |
700,969 |
Bad and doubtful debts expense |
3,969,000 | 3,585,000 | 1,632,000 | 726,000 | 638,576 | 278,440 | 200,431 |
148,251 |
64,882 |
47,042 |
70,744 |
25,714 |
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Operating expenses |
13,602,000 | 7,333,000 | 5,201,000 | 3,154,000 | 3,126,242 | 2,435,22 | 2,107,297 |
1,790,310 |
1,111,824 |
1,010,686 |
839,260 |
726,683 |
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Other income |
518,000 | 217,000 | 159,000 | 233,000 | 50,544 | 217,669 | 24,669 |
7,604 |
8,658 |
3,158 |
8,644 |
630 |
Other expenses |
183,000 | 284,000 | 140,000 | 85,000 | 381,919 | 4,633 | 2,796 |
4,501 |
11,480 |
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Net operational result |
1,077,000 | 2,931,000 | 1,756,000 | 2,096,000 | 496,113 | 1,559,258 | 718,941 |
215,589 |
266,392 |
74,125 |
(215,053) |
(475,369) |
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Grants and donations |
- | - | - | 3,278,000 | 139,560 | 114,583 | 71,398 |
1,102,323 |
750,273 |
654,731 |
2,039,961 |
1,404,790 |
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Net result |
1,077,000 | 2,931,000 | 1,756,000 | 5,374,000 | 635,673 | 1,673,841 | 853,339 |
1,317,912 |
1,016,665 |
728,856 |
1,824,908 |
929,421 |
Balance Sheet
(all amounts in KM)
2005
2004
2003
2002
2001
2000
1999
1998
ASSETS Cash and cash equivalent 1,447,000 2,244,000 1,213,534
2,252,843
1,572,407
565,681
871,142
256,501
Time deposits - - - - - 480,000
350,000
110,000
Loans and advances to customers 82,631,000 69,995,000 47,510,000 22,884,000 18,099,168 13,150,598 10,314,265
7,048,859
3,849,902
3,849,651
2,243,825
1,242,805 Other current assets 2,008,000 1,546,000 778,000 319,000 95,330 33,339 39,477
129,313
82,200
111,145
67,964
41,566
Non-current assets - Property and equipment 7,973,000 5,817,000 2,753,000 999,000 408,548 352,635 381,540
346,666
350,543
321,315
343,215 141,621
Total assets 94,059,000 79,602,000 52,832,000 25,460,000 19,051,297 15,261,488 11,948,816
9,777,681
6,105,052
4,297,792
3,526,146
1,682,493
LIABILITIES Current liabilities
Other liabilities 2,492,000 2,118,000 751,000 328,000 318,529 209,065 103,363
96,984
69,705
81,000
38,210
19,465
Non current liability - Loan 70,247,000 57,709,000 34,565,000 9,856,000 9,018,546 5,973,874 4,440,745
3,129,328
801,890
Total liabilities 72,739,000 59,827,000 35,988,000 10,372,000 9,337,075 6,182,939 4,544,108
3,226,312
871,595
81,000
38,210
19,465
Equity 21,320,000 19,775,000 16,844,000 15,088,000 9,714,222 9,078,549 7,404,708 6,551,369 5,233,457 4,216,792 3,487,936 1,663,028 Total equity and liabilities 94,059,000 79,602,000 52,832,000 25,460,000 19,051,297 15,261,488 11,948,816 9,777,681 6,105,052 4,297,792 3,526,146 1,682,493